Last updated: June 25, 2026
Welcome to InnocentInvestor ("we", "our", or "us"). By accessing or using our website innocentinvestor.in, you agree to be bound by these Terms and Conditions. If you do not agree to all of these terms, please do not use this website.
⚠️ SEBI Compliance Advisory & Financial Disclaimer
InnocentInvestor is a financial education platform and is not registered with the Securities and Exchange Board of India (SEBI) as an Investment Advisor, Research Analyst, or Portfolio Manager.
All content, guides, financial calculators, facts, and video lessons published on this website are provided strictly for educational and informational purposes. None of the content constitutes a recommendation, offer, or solicitation to buy or sell securities, mutual funds, or other financial instruments.
Investing in securities markets is subject to market risks. Please read all scheme-related and legal documents carefully before investing. Past performance is not indicative of future yields. You are solely responsible for your own investment decisions and should consult a certified financial planner or SEBI-registered advisor before acting on any information.
1. Acceptance of Terms
By using the website, you confirm that you are at least 18 years old or are accessing the site under the supervision of a parent or guardian. You agree to use the site in compliance with all applicable local, national, and international laws and regulations.
2. Intellectual Property Rights
All content on this website, including text, graphics, logos, calculators, calculations, code, and layout design, is the intellectual property of InnocentInvestor. You are granted a limited, non-transferable, and non-exclusive license to view and print pages for your personal, non-commercial educational use only. You may not copy, republish, reproduce, distribute, or monetize our content without explicit prior written consent.
3. Calculators and Interactive Tools
Our website provides interactive tools (e.g., SIP, EMI, PPF, Loan, and Inflation calculators). These tools are designed to demonstrate compounding math and provide theoretical estimations based on standard formulas. They do not simulate real-time market returns, tax implications, or specific fund charges. We do not guarantee their mathematical absolute accuracy or applicability to your personal financial situation. Do not make actual financial commitments based solely on calculator simulations.
4. Limitation of Liability
To the fullest extent permitted by law, InnocentInvestor, its founders, and its contributors shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to or use of the website. This includes, but is not limited to, losses from trading shares, investment write-downs, or reliance on information presented in our articles or calculators.
5. Third-Party Websites and Links
Our website contains links to third-party platforms (like YouTube). These links are provided for your convenience only. We do not control, endorse, or verify the content, privacy policies, or terms of use of third-party websites, and you access them at your own risk.
6. User Content & Suggestions
If you submit articles, comments, suggestions, or contact requests to us, you grant us an royalty-free, perpetual, and irrevocable license to use, adapt, and publish that feedback for the improvement of the platform without compensation to you.
7. Governing Law & Jurisdiction
These Terms and Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of India.
8. Contact Us
For any questions or legal inquiries regarding these Terms & Conditions, please contact us via the contact form at the bottom of the page or email us at [email protected].